Competitive Intelligence

Tactical, Operational & Strategic Analysis of Markets, Competitors & Industries

Steven D. Audino
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  • Melbourne, FL
  • United States
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About Me:
GlobalBankVision Consulting, Inc. is a knowledge services practice that enables its partners to gain the edge with world-class competitive intelligence and thought leadership on retail banking.

Please contact me directly for more information on working with GlobalBankVision Consulting, or take a moment to register on the knowledge portal
My Interest in Competitive Intelligence is:
Retail Banking

Steven D. Audino's Blog

Chase - California Dreaming

Posted on March 3, 2009 at 8:34am 0 Comments

During the Chase investor day last week, Charlie Scharf (CEO of Retail Financial Services) made comments that were as good as I’ve heard in probably two years. Scharf suggested he can see the peak of home equity losses. That’s not all, Scharf also said he also sees a bottom forming in the California market. If I was just dreaming, please don’t wake me!

Scharf sounded more like a Chief Credit Officer than the head of retail banking. Scharf spent the majority of… Continue

The Supermarket is Dead!

Posted on February 20, 2009 at 9:39am 0 Comments

When Vikram Pandit first took over as CEO at the end of 2007, many said he was the only person the company could find to take the job. During the review of fourth quarter earnings, Pandit said his “administration” had effectively inherited numerous troubles which were not of their doing. I think many would accept that, I do. Whether by choice or not, Mr Pandit is now trying to do what should have been a long time ago – he’s announced a liquidation sale, the supermarket is… Continue

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At 2:04pm on February 2, 2009, Alan S. Michaels said…
Hello Steve. Welcome aboard. Also, with your corporate strategy experience and your focus on retail banks globally, you may be interested in our global database of industry information at the line-of-business level. For example, we cover checking, credit cards, debit cards, ATM services, etc. Looking forward to networking with you, if you are interested in the same, Alan

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